HDFC Home Loans Eligibility and Documents

Features of Home Loan Provided By HDFC Home Loans

• HDFC  Bank has Approximately  4.4 Million Customers till 14/05/2017 
• HDFC Bank has Flexible Repayment Options.
• HDFC  Bank has a Facility of Geting Loan at Our Door Step.

HDFC Provides Home Loan For The Following reasons

1. To Purchase a Home or Construct Home.
2. For Making House Repairs Like Painting,Water Proofing,Flooring,Plumbing,Electrical Works and Much More.
3. For Constructing Extra Rooms Such as Bed Room, Rooms For Playing Childrens ,Reading Rooms.

House Loans Provided in Rural Areas For Farmers,Planters,Horticulturists,Dairy Farmers.

Features for Peoples Live in Rural Houses:

• Loans Provided For Farmers Based on Land Owned By That Particular Farmer and also the Crops Cultivated by that Farmer.
• Home Loans provided for Residential Areas in Villages
• No Income Tax Statement Asked For Farmers to Get a Home Loan

Documents Needed to Get Home Loan For Agriculturists:

1. Two Photos With Application Form
2. Residential Proof & Proof of Identity.
3. Bank Statement For Last Six Months
4. Documents of Land Owned by The Farmer & Crops Being Cultivated By The Farmer.
5. Last Six Months Bank Statement
6. Processing Fees (Based on Loan Amount)
7. Details of Last Two years Bank Loan Availed By the Client.

Features For Salaried And Self Employed:

• Loans Provided For Government and Private Employees Based on Salary
• Loans Provided For Business Persons Based on Last Three Years Income Tax Returns

Documents Needed to Get Home Loan For Salaried Person:

1. Application form & Two Recently Taken Pass port Size Photos of the Client.
2. Proof for Residence and Identity.
3. Last Six Months Bank Statement.
4. Processing Fees.
5. Last 3 Months Salary Statement and Salary Slip
6. Form 16.

Documents Needed to Get Home Loan For Self Employeed:

1. Application Form With Two Pass Port Size Photos.
2. Proof of Residence and  Identity
3. Processing Fees based on Loan Amount.
4. Proof of Business and Educational Qualification Certificates.
5.  Last 3 Years Income Tax Returns and Profile.
6. Last 3 Years Balance Sheet and Profit& Loss Statement.